EUR to GHS exchange rate
The euro to Ghanaian cedi rates 11 named providers actually quote for EUR→GHS, grouped by provider type and benchmarked within it. Timestamped, append-only, and available over a free JSON API.
The first four cards follow the provider type chosen below; the mid does not depend on it. Latest IMTO check 14 Oct 2026, 17:44 UTC.
IMTOs are international money transfer operators — remittance companies such as LemFi, Remitly and Western Union, ranked against other IMTOs only.
| Provider | Rate 1 EUR → GHS | Spread vs best IMTO | vs Mid | Fee | Checked |
|---|---|---|---|---|---|
| 13.1200 | 0.0 bps | +41.3 bps | — | 14 Oct 2026, 17:44 UTC | |
| 13.1144 | −4.3 bps | +37.0 bps | — | 14 Oct 2026, 17:44 UTC | |
| 13.1143 | −4.3 bps | +36.9 bps | 0.99 EUR | 14 Oct 2026, 17:44 UTC | |
| 13.1140 | −4.6 bps | +36.7 bps | — | 14 Oct 2026, 17:44 UTC | |
| 13.1140 | −4.6 bps | +36.7 bps | — | 14 Oct 2026, 17:44 UTC | |
| 13.1100 | −7.6 bps | +33.6 bps | — | 14 Oct 2026, 17:44 UTC | |
| 13.0100 | −83.8 bps | -42.9 bps | 4.99 EUR | 14 Oct 2026, 17:44 UTC | |
| 12.9333 | −142.3 bps | -101.6 bps | 1.99 EUR | 14 Oct 2026, 17:44 UTC |
3 more quotes on Pro and Max: 2 banks and an aggregator.See plans
Rates are timestamped, append-only observations of what each named provider quotes — not interpolated mids. Spread is basis points below the best IMTO quote on this corridor (0 = best), never measured against another type. vs Mid compares each quote to the independent open.er-api.com reference. A quote not checked in the last 24 hours sits below a divider with its check date: never ranked or marked Best, and left out of the median and the counts. After 7 days unchecked it drops off the page.
About the EUR→GHS corridor
As of 14 Oct 2026, 17:44 UTC, the best IMTO rate on EUR→GHS is 13.1200 GHS per EUR, quoted by Nala. The median IMTO quote is 13.1140, and the gap between the best and the worst IMTO quote is 142.3 bps.
Three more quotes come from two banks — GCB Bank (Ghana) and Zenith Bank (Ghana) — and an aggregator, Mighty, on Pro and Max plans.
The independent mid-market reference (open.er-api.com) was 13.0661 GHS per EUR at 15 Oct 2026, 06:05 UTC. The best IMTO quote sits +41.3 bps from it.
Get this corridor by API
curl "https://modan.io/api/v1/rates?from=EUR&to=GHS&provider_type=imto" \ -H "X-API-Key: YOUR_KEY"
provider_type asks for one kind of provider; leave it off for every type your key reads, each ranked within its own. Free key on signup, 25 requests a day, for IMTO and fintech & PSP quotes (every provider type on Pro and Max). The same data is served to AI agents by the MCP server at modan.io/api/mcp. See the API documentation.
Frequently asked questions
- What is the EUR to GHS exchange rate today?
- As of 14 Oct 2026, 17:44 UTC, the best IMTO rate Modan observed on EUR→GHS is 13.1200 GHS per EUR, quoted by Nala. 8 providers quote this corridor: eight IMTOs. 2 banks and an aggregator also quote it, on Pro and Max plans. Every quote on the page carries the time Modan last checked it.
- Which IMTO has the best EUR to GHS rate?
- Nala, at 13.1200 GHS per EUR as of 14 Oct 2026, 17:44 UTC. "Best" is ranked among IMTOs still current (checked within the last 24 hours, with weekends not counted for banks, which publish on weekdays only); every other provider type is ranked among its own kind, never against IMTOs. Official and parallel reference prints are shown but never ranked.
- How is the spread on EUR→GHS calculated?
- Spread is the distance in basis points between a provider's rate and the best current rate of the same provider type — and the same kind of price — on the corridor at that moment (0 bps = the best of its kind), so an IMTO is only ever measured against IMTOs. A quote with nothing of its kind to rank it against, or one that is no longer current, shows no spread. vs Mid is a separate measure: the distance from an independent mid-market reference (open.er-api.com) that is refreshed hourly.
- How do I get EUR to GHS rates by API?
- Call GET https://modan.io/api/v1/rates?from=EUR&to=GHS with an X-API-Key header, and add provider_type=imto (or fintech_psp, commercial_bank …) to ask for one kind of provider. A free key allows 25 requests a day and reads IMTO and fintech & PSP quotes; the other types need a Pro or Max key. The same data is available to AI agents through the MCP server at https://modan.io/api/mcp.