What kinds of providers does Modan track?

10 IMTOs, 5 fintechs & PSPs, 8 banks, 4 central banks, 3 crypto exchanges and 1 aggregator. Each provider carries two labels: what kind of institution it is, and what kind of price it publishes (official, interbank, retail, P2P or parallel). Every provider type is ranked only among its own kind — an IMTO against IMTOs, a bank against banks — and only executable prices are ever ranked.

Why are some rates marked as reference prints?

A central bank's official rate and a parallel-market print are real prices Modan records, but nobody can transact at them through the publisher. They appear on every corridor page labelled by type, and are excluded from "best" and from spread rankings so a published reference is never recommended as a deal.

How do I get provider data by API?

GET https://modan.io/api/v1/providers lists every active provider with its type, region, transfer time and payment methods; GET https://modan.io/api/v1/rates/provider?provider=lemfi returns one provider's current rate on every corridor. A free key allows 25 requests a day and reads IMTO and fintech & PSP quotes; Pro and Max keys read every provider type. The MCP server at https://modan.io/api/mcp serves the same data to AI agents.

31 sources · 88 corridors

Providers Modan tracks

31 named sources of African FX rates — 10 IMTOs, 5 fintechs & PSPs, 8 banks, 4 central banks, 3 crypto exchanges and 1 aggregator — each catalogued by what kind of institution it is and what kind of price it publishes, and ranked only against its own type. Latest check 15 Oct 2026, 06:20 UTC. Open a provider for every corridor it quotes and how it ranks there. Every provider is listed, with the corridors it quotes and when it was last checked; the rates of banks, central banks, crypto exchanges and aggregators are on Pro and Max plans.

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IMTOs

Browse by corridor →

10 providers · International money transfer operators, ranked against each other. “Best IMTO on” counts corridors where each has the best IMTO quote checked in the last 24 hours, among two or more.

Provider	Price published	Corridors	Best IMTO on	Last check
LemFi	Retail	22	1· only IMTO on 6	15 Oct 2026, 06:20 UTC
Remitly	Retail	17	10	15 Oct 2026, 06:20 UTC
TapTap Send	Retail	17	2	15 Oct 2026, 06:20 UTC
Sendwave	Retail	16	0	15 Oct 2026, 06:20 UTC
Western Union	Retail	16	1	15 Oct 2026, 06:20 UTC
WorldRemit	Retail	16	0	15 Oct 2026, 06:20 UTC
Nala	Retail	12	2	15 Oct 2026, 06:20 UTC
SendApp	Retail	11	0· only IMTO on 3	15 Oct 2026, 06:20 UTC
Pay Angel	Retail	8	2	15 Oct 2026, 06:20 UTC
UnityLink	Retail	8	0	15 Oct 2026, 06:20 UTC

Fintechs & PSPs

5 providers · Payment apps and platforms that convert money inside their own accounts, ranked against each other. “Best fintech on” counts corridors where each has the best fintech & PSP quote checked in the last 24 hours, among two or more.

Provider	Price published	Corridors	Best fintech on	Last check
Wise	Retail	68	20· only fintech on 39	15 Oct 2026, 06:20 UTC
Eversend	Retail	20	2· only fintech on 4	14 Oct 2026, 17:36 UTC
Grey	Retail	18	4	14 Oct 2026, 17:36 UTC
Afriex	Retail	8	3	14 Oct 2026, 17:36 UTC
Bank9ja	Retail	2	0	14 Oct 2026, 17:36 UTC

Banks

8 providers · rates on Pro and Max plans · Commercial banks posting rates for their own customers, ranked against each other.

Provider	Price published	Corridors	Best bank on	Last check
Standard Bank (South Africa)	Retail	8	Paid plans	14 Oct 2026, 17:53 UTC
Access Bank (Nigeria)	Retail	7	Paid plans	14 Oct 2026, 17:53 UTC
Zenith Bank (Ghana)	Retail	7	Paid plans	14 Oct 2026, 17:53 UTC
GCB Bank (Ghana)	Retail	5	Paid plans	14 Oct 2026, 17:53 UTC
KCB (Kenya)	Retail	5	Paid plans	14 Oct 2026, 17:53 UTC
Equity Bank (Kenya)	Retail	4	Paid plans	14 Oct 2026, 17:53 UTC
Stanbic IBTC (Nigeria)	Retail	4	Paid plans	14 Oct 2026, 17:53 UTC
GTBank (Nigeria)	Retail	1	Paid plans	14 Oct 2026, 17:53 UTC

Central banks

4 providers · rates on Pro and Max plans · A central bank's published rate. Real, and not a price anyone can deal at, so it is never Best.

Provider	Price published	Corridors	Ranked	Last check
BCEAO	Official	3	Never · reference	14 Oct 2026, 17:53 UTC
Central Bank of Kenya	Official	3	Never · reference	14 Oct 2026, 17:53 UTC
Central Bank of Nigeria	Official	3	Never · reference	14 Oct 2026, 17:53 UTC
Bank of Ghana	Official	1	Never · reference	14 Oct 2026, 17:53 UTC

Crypto exchanges

3 providers · rates on Pro and Max plans · Crypto and stablecoin exchanges, including peer-to-peer markets, ranked against each other.

Provider	Price published	Corridors	Best crypto on	Last check
Accrue	Retail	4	Paid plans	14 Oct 2026, 17:36 UTC
Quidax	P2P	3	Paid plans	15 Oct 2026, 06:20 UTC
Binance P2P	P2P	2	Paid plans	14 Oct 2026, 08:12 UTC

Aggregators

1 provider · rates on Pro and Max plans · Republish rates gathered from other sources rather than quoting their own, ranked against each other.

Provider	Price published	Corridors	Best aggregator on	Last check
Mighty	P2P	10	Paid plans	14 Oct 2026, 08:12 UTC

Rates are timestamped, append-only observations of what each named provider quotes — not interpolated mids. Every provider type is ranked only among its own kind, never across types: "Best IMTO" is the best quote among IMTOs checked in the last 24 hours (weekends not counted for banks, which publish on weekdays only), and a type with a single current quote shows it as the only quote, not the best. Where one figure stands for a corridor it is the best IMTO quote, or the best of the first provider type that quotes it, named with its type. Official and parallel reference prints, and quotes not checked in that time, are shown on the corridor pages but never ranked. Last check is when Modan last confirmed that provider's newest quote was still on offer.

Get this by API

curl "https://modan.io/api/v1/providers" \
  -H "X-API-Key: YOUR_KEY"

Every active provider with type, region, transfer time and payment methods. Free key on signup, 25 requests a day, for IMTO and fintech & PSP quotes (every provider type on Pro and Max). See the API documentation.

Frequently asked questions

What kinds of providers does Modan track?: 10 IMTOs, 5 fintechs & PSPs, 8 banks, 4 central banks, 3 crypto exchanges and 1 aggregator. Each provider carries two labels: what kind of institution it is, and what kind of price it publishes (official, interbank, retail, P2P or parallel). Every provider type is ranked only among its own kind — an IMTO against IMTOs, a bank against banks — and only executable prices are ever ranked.
Why are some rates marked as reference prints?: A central bank's official rate and a parallel-market print are real prices Modan records, but nobody can transact at them through the publisher. They appear on every corridor page labelled by type, and are excluded from "best" and from spread rankings so a published reference is never recommended as a deal.
How do I get provider data by API?: GET https://modan.io/api/v1/providers lists every active provider with its type, region, transfer time and payment methods; GET https://modan.io/api/v1/rates/provider?provider=lemfi returns one provider's current rate on every corridor. A free key allows 25 requests a day and reads IMTO and fintech & PSP quotes; Pro and Max keys read every provider type. The MCP server at https://modan.io/api/mcp serves the same data to AI agents.