USD to NGN exchange rate
The US dollar to Nigerian naira rates 15 named providers actually quote for USD→NGN, each with its spread in basis points and an independent mid to benchmark against. Timestamped, append-only, and available over a free JSON API.
| Provider | Rate 1 USD → NGN | Spread | Fee | Updated |
|---|---|---|---|---|
 RemitlyBest | 1,419.75 | 0.0 bps | — | 7 Sep 2026, 10:05 UTC |
 Pay Angel | 1,370.00 | −350.4 bps | — | 7 Sep 2026, 08:41 UTC |
 Wise | 1,363.64 | −395.2 bps | 7.78 USD | 7 Sep 2026, 08:41 UTC |
 Mighty | 1,362.27 | 0.0 bps | — | 7 Sep 2026, 08:07 UTC |
 SendApp | 1,362.00 | −406.8 bps | — | 7 Sep 2026, 08:41 UTC |
 WorldRemit | 1,352.11 | −476.4 bps | — | 7 Sep 2026, 10:35 UTC |
 Nala | 1,350.73 | −486.1 bps | — | 7 Sep 2026, 10:50 UTC |
 Sendwave | 1,350.13 | −490.4 bps | — | 7 Sep 2026, 10:35 UTC |
 Grey | 1,350.01 | −491.2 bps | 6 USD | 7 Sep 2026, 10:31 UTC |
 LemFi | 1,350.00 | −491.3 bps | — | 7 Sep 2026, 08:41 UTC |
 TapTap Send | 1,350.00 | −491.3 bps | — | 7 Sep 2026, 08:41 UTC |
 Accrue | 1,347.00 | −512.4 bps | 2 USD | 7 Sep 2026, 10:31 UTC |
 Eversend | 1,342.39 | −544.9 bps | — | 7 Sep 2026, 10:31 UTC |
 Western Union | 1,324.76 | −669.1 bps | — | 7 Sep 2026, 08:41 UTC |
GTBank (Nigeria) | 1,305.00 | −808.2 bps | — | 4 Sep 2026, 14:26 UTC |
Rates are timestamped, append-only observations of what each named provider quotes — not interpolated mids. Spread is basis points below the best provider of the same rate type in this corridor (0 = best).
About the USD→NGN corridor
As of 7 Sep 2026, 10:50 UTC, the best executable USD→NGN rate among the 15 providers Modan tracks is 1,419.75 NGN per USD, quoted by Remitly (retail rate). The median executable quote is 1,350.13, and the gap between the best and the worst executable quote is 808.2 bps.
Get this corridor by API
curl "https://modan.io/api/v1/rates?from=USD&to=NGN" \ -H "X-API-Key: YOUR_KEY"
Free key on signup, 50 requests a day. The same data is served to AI agents by the MCP server at modan.io/api/mcp. See the API documentation.
Frequently asked questions
- What is the USD to NGN exchange rate today?
- As of 7 Sep 2026, 10:50 UTC, the best executable USD→NGN rate Modan observed is 1,419.75 NGN per USD, quoted by Remitly. 15 providers quote this corridor; each provider's own rate, fee and spread are listed on this page. Rates are re-checked roughly every 15 minutes.
- Which provider has the best USD to NGN rate?
- Remitly, at 1,419.75 NGN per USD as of 7 Sep 2026, 10:50 UTC. "Best" means the best executable quote: official and parallel reference prints are shown but never ranked, because nobody can transact at them.
- How is the spread on USD→NGN calculated?
- Spread is the distance in basis points between a provider's rate and the best rate of the same rate type on the corridor at that moment (0 bps = best). vs Mid is a separate measure: the distance from an independent mid-market reference that is refreshed hourly.
- How do I get USD to NGN rates by API?
- Call GET https://modan.io/api/v1/rates?from=USD&to=NGN with an X-API-Key header. A free key allows 50 requests a day; the same data is available to AI agents through the MCP server at https://modan.io/api/mcp.