GHS to NGN exchange rate
The Ghanaian cedi to Nigerian naira rates 5 named providers actually quote for GHS→NGN, each with its spread in basis points and an independent mid to benchmark against. Timestamped, append-only, and available over a free JSON API.
| Provider | Rate 1 GHS → NGN | Spread | Fee | Updated |
|---|---|---|---|---|
| 132.29 | 0.0 bps | — | 7 Sep 2026, 10:31 UTC | |
Bank9ja | 122.35 | −751.4 bps | — | 7 Sep 2026, 10:31 UTC |
Wise | 119.78 | −946.0 bps | — | 7 Sep 2026, 09:35 UTC |
Zenith Bank (Ghana) | 115.16 | −1294.5 bps | — | 4 Sep 2026, 14:26 UTC |
| 111.83 | −1546.6 bps | — | 7 Sep 2026, 10:31 UTC |
Rates are timestamped, append-only observations of what each named provider quotes — not interpolated mids. Spread is basis points below the best provider of the same rate type in this corridor (0 = best).
About the GHS→NGN corridor
As of 7 Sep 2026, 10:31 UTC, the best executable GHS→NGN rate among the 5 providers Modan tracks is 132.29 NGN per GHS, quoted by Afriex (retail rate). The median executable quote is 119.78, and the gap between the best and the worst executable quote is 1546.6 bps.
Get this corridor by API
curl "https://modan.io/api/v1/rates?from=GHS&to=NGN" \ -H "X-API-Key: YOUR_KEY"
Free key on signup, 50 requests a day. The same data is served to AI agents by the MCP server at modan.io/api/mcp. See the API documentation.
Frequently asked questions
- What is the GHS to NGN exchange rate today?
- As of 7 Sep 2026, 10:31 UTC, the best executable GHS→NGN rate Modan observed is 132.29 NGN per GHS, quoted by Afriex. 5 providers quote this corridor; each provider's own rate, fee and spread are listed on this page. Rates are re-checked roughly every 15 minutes.
- Which provider has the best GHS to NGN rate?
- Afriex, at 132.29 NGN per GHS as of 7 Sep 2026, 10:31 UTC. "Best" means the best executable quote: official and parallel reference prints are shown but never ranked, because nobody can transact at them.
- How is the spread on GHS→NGN calculated?
- Spread is the distance in basis points between a provider's rate and the best rate of the same rate type on the corridor at that moment (0 bps = best). vs Mid is a separate measure: the distance from an independent mid-market reference that is refreshed hourly.
- How do I get GHS to NGN rates by API?
- Call GET https://modan.io/api/v1/rates?from=GHS&to=NGN with an X-API-Key header. A free key allows 50 requests a day; the same data is available to AI agents through the MCP server at https://modan.io/api/mcp.


