LemFi USD to GHS rate
LemFi's latest USD→GHS quote (US dollar to Ghanaian cedi) and how it ranks against the 8 other IMTOs Modan tracks on this corridor — each provider type is ranked only among its own kind: rate, spread in basis points, distance from the independent mid, and a timestamped history.
About this quote
As of 15 Oct 2026, 06:20 UTC, LemFi quotes 11.7100 GHS per USD on USD→GHS, ranked #2 of 9 IMTOs, 67.9 bps below the best IMTO rate on the corridor. The best IMTO quote is Pay Angel's 11.7900. Other provider types are ranked among their own kind, never against IMTOs.
Against the independent mid-market reference (open.er-api.com, 11.6866 at 15 Oct 2026, 06:05 UTC) this quote sits +20.0 bps.
LemFi - USD to GHS
Rest of the USD/GHS corridor
IMTOs are international money transfer operators — remittance companies such as LemFi, Remitly and Western Union, ranked against other IMTOs only.
| Provider | Rate 1 USD → GHS | Spread vs best IMTO | vs Mid | Fee | Checked |
|---|---|---|---|---|---|
| 11.7900 | 0.0 bps | +88.5 bps | — | 15 Oct 2026, 06:20 UTC | |
| LemFi | 11.7100 | −67.9 bps | +20.0 bps | — | 15 Oct 2026, 06:20 UTC |
| 11.7100 | −67.9 bps | +20.0 bps | — | 15 Oct 2026, 06:20 UTC | |
| 11.7100 | −67.9 bps | +20.0 bps | — | 15 Oct 2026, 06:20 UTC | |
| 11.7100 | −67.9 bps | +20.0 bps | — | 15 Oct 2026, 06:20 UTC | |
| 11.7100 | −67.9 bps | +20.0 bps | — | 15 Oct 2026, 06:20 UTC | |
| 11.6074 | −154.9 bps | -67.8 bps | 0.99 USD | 15 Oct 2026, 06:20 UTC | |
| 11.3703 | −356.0 bps | -270.7 bps | — | 14 Oct 2026, 17:36 UTC | |
| 10.7860 | −851.6 bps | -770.6 bps | — | 15 Oct 2026, 06:20 UTC |
5 more quotes on Pro and Max: 2 banks, a central bank, a crypto exchange and an aggregator.See plans
All rates are timestamped, append-only observations of LemFi's published quotes. Historical series and current rates are available via the Modan API.
Frequently asked questions
- What is LemFi's USD to GHS rate today?
- As of 15 Oct 2026, 06:20 UTC, LemFi quotes 11.7100 GHS per USD. Modan records each observation with a timestamp, and the history chart on this page shows how the quote has moved.
- Is LemFi the best IMTO rate for USD to GHS?
- Not as of 15 Oct 2026, 06:20 UTC: it ranks #2 of 9 IMTOs, behind Pay Angel's 11.7900. Modan ranks each provider type only among its own kind.
- How often is LemFi's USD→GHS rate updated?
- Modan does not publish a fixed schedule for LemFi: some providers' rates are read automatically through the day, others are entered by hand, and banks publish on weekdays only. So every quote carries the time Modan last checked it — LemFi's USD→GHS quote was last checked 15 Oct 2026, 06:20 UTC. Modan first recorded its current rate on 14 Oct 2026, 13:05 UTC. Every observation is timestamped and kept, so the history is append-only.