Pay Angel USD to GHS rate
Pay Angel's latest USD→GHS quote (US dollar to Ghanaian cedi) and how it ranks against the 8 other IMTOs Modan tracks on this corridor — each provider type is ranked only among its own kind: rate, spread in basis points, distance from the independent mid, and a timestamped history.
About this quote
As of 15 Oct 2026, 06:20 UTC, Pay Angel quotes 11.7900 GHS per USD on USD→GHS, ranked #1 of 9 IMTOs — the best IMTO rate on the corridor at that check. Other provider types are ranked among their own kind, never against IMTOs.
Against the independent mid-market reference (open.er-api.com, 11.6866 at 15 Oct 2026, 06:05 UTC) this quote sits +88.5 bps.
Pay Angel - USD to GHS
Rest of the USD/GHS corridor
IMTOs are international money transfer operators — remittance companies such as LemFi, Remitly and Western Union, ranked against other IMTOs only.
| Provider | Rate 1 USD → GHS | Spread vs best IMTO | vs Mid | Fee | Checked |
|---|---|---|---|---|---|
| Pay Angel | 11.7900 | 0.0 bps | +88.5 bps | — | 15 Oct 2026, 06:20 UTC |
| 11.7100 | −67.9 bps | +20.0 bps | — | 15 Oct 2026, 06:20 UTC | |
| 11.7100 | −67.9 bps | +20.0 bps | — | 15 Oct 2026, 06:20 UTC | |
| 11.7100 | −67.9 bps | +20.0 bps | — | 15 Oct 2026, 06:20 UTC | |
| 11.7100 | −67.9 bps | +20.0 bps | — | 15 Oct 2026, 06:20 UTC | |
| 11.7100 | −67.9 bps | +20.0 bps | — | 15 Oct 2026, 06:20 UTC | |
| 11.6074 | −154.9 bps | -67.8 bps | 0.99 USD | 15 Oct 2026, 06:20 UTC | |
| 11.3703 | −356.0 bps | -270.7 bps | — | 14 Oct 2026, 17:36 UTC | |
| 10.7860 | −851.6 bps | -770.6 bps | — | 15 Oct 2026, 06:20 UTC |
5 more quotes on Pro and Max: 2 banks, a central bank, a crypto exchange and an aggregator.See plans
All rates are timestamped, append-only observations of Pay Angel's published quotes. Historical series and current rates are available via the Modan API.
Frequently asked questions
- What is Pay Angel's USD to GHS rate today?
- As of 15 Oct 2026, 06:20 UTC, Pay Angel quotes 11.7900 GHS per USD. Modan records each observation with a timestamp, and the history chart on this page shows how the quote has moved.
- Is Pay Angel the best IMTO rate for USD to GHS?
- Yes, among IMTOs — as of 15 Oct 2026, 06:20 UTC it is the best IMTO quote on USD→GHS, ranked #1 of 9. Modan ranks each provider type only among its own kind, never across types.
- How often is Pay Angel's USD→GHS rate updated?
- Modan does not publish a fixed schedule for Pay Angel: some providers' rates are read automatically through the day, others are entered by hand, and banks publish on weekdays only. So every quote carries the time Modan last checked it — Pay Angel's USD→GHS quote was last checked 15 Oct 2026, 06:20 UTC. Modan first recorded its current rate on 12 Oct 2026, 16:35 UTC. Every observation is timestamped and kept, so the history is append-only.