Provider · USD/NGN
Wise USD to NGN rate
Wise's latest USD→NGN quote (US dollar to Nigerian naira) and how it ranks against the 14 other providers Modan tracks on this corridor: rate, spread in basis points, distance from the independent mid, and a timestamped history.
Rate
1,363.64
Spread vs best retail
−395.2 bps
vs Mid
—
Fee
7.78 USD
Rank by rate
#3 / 15
Quote observed 7 Sep 2026, 08:41 UTC
About this quote
As of 7 Sep 2026, 08:41 UTC, Wise quotes 1,363.64 NGN per USD on USD→NGN with a 7.78 USD fee, ranked #3 of 15 executable quotes, 395.2 bps below the best retail rate on the corridor. The best executable quote overall is Remitly's 1,419.75.
Wise - USD to NGN
Rest of the USD/NGN corridor
| Provider | Rate 1 USD → NGN | Spread | Fee | Updated |
|---|---|---|---|---|
 RemitlyBest | 1,419.75 | 0.0 bps | — | 7 Sep 2026, 10:05 UTC |
 Pay Angel | 1,370.00 | −350.4 bps | — | 7 Sep 2026, 08:41 UTC |
| Wise | 1,363.64 | −395.2 bps | 7.78 USD | 7 Sep 2026, 08:41 UTC |
 Mighty | 1,362.27 | 0.0 bps | — | 7 Sep 2026, 08:07 UTC |
 SendApp | 1,362.00 | −406.8 bps | — | 7 Sep 2026, 08:41 UTC |
 WorldRemit | 1,352.11 | −476.4 bps | — | 7 Sep 2026, 10:35 UTC |
 Nala | 1,350.73 | −486.1 bps | — | 7 Sep 2026, 10:50 UTC |
 Sendwave | 1,350.13 | −490.4 bps | — | 7 Sep 2026, 10:35 UTC |
 Grey | 1,350.01 | −491.2 bps | 6 USD | 7 Sep 2026, 10:31 UTC |
 LemFi | 1,350.00 | −491.3 bps | — | 7 Sep 2026, 08:41 UTC |
 TapTap Send | 1,350.00 | −491.3 bps | — | 7 Sep 2026, 08:41 UTC |
 Accrue | 1,347.00 | −512.4 bps | 2 USD | 7 Sep 2026, 10:31 UTC |
 Eversend | 1,342.39 | −544.9 bps | — | 7 Sep 2026, 10:31 UTC |
 Western Union | 1,324.76 | −669.1 bps | — | 7 Sep 2026, 08:41 UTC |
GTBank (Nigeria) | 1,305.00 | −808.2 bps | — | 4 Sep 2026, 14:26 UTC |
All rates are timestamped, append-only observations of Wise's published quotes. Historical series and current rates are available via the Modan API.
Frequently asked questions
- What is Wise's USD to NGN rate today?
- As of 7 Sep 2026, 08:41 UTC, Wise quotes 1,363.64 NGN per USD with a 7.78 USD fee. Modan records each observation with a timestamp, and the history chart on this page shows how the quote has moved.
- Is Wise the best USD to NGN rate?
- Not at the latest observation (7 Sep 2026, 08:41 UTC): it ranks #3 of 15 executable quotes, behind Remitly's 1,419.75.
- How often is Wise's USD→NGN rate updated?
- Modan re-checks each provider's published rate roughly every 15 minutes; every observation is timestamped and kept, so the history is append-only. The latest observation of Wise on this corridor was 7 Sep 2026, 08:41 UTC.