Retail rates · 68 corridors

    Wise exchange rates

    Wise (fintech & PSP; retail rates) quotes 68 corridors Modan tracks; as of 15 Oct 2026, 06:20 UTC it has the best fintech & PSP quote on 20 of them, and it is the only fintech & PSP on 39 more. It is ranked only among fintechs & PSPs. Open a corridor for the full provider table, the independent mid and Wise's history there.

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    Website: wise.comTransfer time: Within minutesBest fintech & PSP quote on 20 of 68 corridors · the only fintech & PSP on 39

    Wise on every corridor

    CorridorRateRank among fintechs & PSPsSpread vs best fintechFintechs & PSPs quotingChecked
    USD → NGN1,360.59#1 / 30.0 bps315 Oct 2026, 06:20 UTC
    GBP → NGN1,802.24#1 / 30.0 bps315 Oct 2026, 06:20 UTC
    USD → GHS11.6562#2 / 3−89.0 bps315 Oct 2026, 06:20 UTC
    GBP → GHS15.4396#3 / 3−183.2 bps315 Oct 2026, 06:20 UTC
    GBP → KES171.76#1 / 30.0 bps315 Oct 2026, 06:20 UTC
    USD → KES129.70#1 / 30.0 bps315 Oct 2026, 06:20 UTC
    GBP → XOF774.59#2 / 2−103.5 bps215 Oct 2026, 06:20 UTC
    USD → XOF584.96#1 / 20.0 bps215 Oct 2026, 06:20 UTC
    CAD → NGN957.20Only quote—115 Oct 2026, 06:20 UTC
    CAD → GHS8.2008Only quote—115 Oct 2026, 06:20 UTC
    CAD → KES91.2288Only quote—115 Oct 2026, 06:20 UTC
    CAD → XOF411.61Only quote—115 Oct 2026, 06:20 UTC
    GHS → NGN116.73#3 / 4−679.3 bps415 Oct 2026, 06:20 UTC
    NGN → GHS0.008567#2 / 4−73.0 bps415 Oct 2026, 06:20 UTC
    NGN → KES0.095326#2 / 4−60.9 bps415 Oct 2026, 06:20 UTC
    KES → NGN10.4903#2 / 4−540.8 bps415 Oct 2026, 06:20 UTC
    AED → GHS3.1720Only quote—114 Oct 2026, 17:44 UTC
    KES → GBP0.005822#1 / 20.0 bps215 Oct 2026, 06:20 UTC
    KES → USD0.007710#1 / 20.0 bps215 Oct 2026, 06:20 UTC
    NGN → GBP0.000555#1 / 20.0 bps215 Oct 2026, 06:20 UTC
    NGN → UGX2.9104#1 / 30.0 bps315 Oct 2026, 06:20 UTC
    NGN → USD0.000735#1 / 20.0 bps215 Oct 2026, 06:20 UTC
    NGN → XOF0.430019#1 / 20.0 bps215 Oct 2026, 06:20 UTC
    ZAR → KES7.8334Only quote—115 Oct 2026, 06:20 UTC
    GHS → GBP0.064769#1 / 20.0 bps215 Oct 2026, 06:20 UTC
    GHS → KES11.1271#1 / 20.0 bps215 Oct 2026, 06:20 UTC
    GHS → UGX339.76#1 / 20.0 bps215 Oct 2026, 06:20 UTC
    GHS → USD0.085791#1 / 20.0 bps215 Oct 2026, 06:20 UTC
    GHS → XOF50.1715Only quote—115 Oct 2026, 06:20 UTC
    GHS → ZAR1.4196Only quote—115 Oct 2026, 06:20 UTC
    KES → CAD0.010961Only quote—115 Oct 2026, 06:20 UTC
    KES → GHS0.089871#2 / 2−53.0 bps215 Oct 2026, 06:20 UTC
    KES → UGX30.5420#1 / 20.0 bps215 Oct 2026, 06:20 UTC
    KES → ZAR0.127659Only quote—115 Oct 2026, 06:20 UTC
    NGN → CAD0.001045Only quote—115 Oct 2026, 06:20 UTC
    NGN → EGP0.038995#1 / 20.0 bps215 Oct 2026, 06:20 UTC
    NGN → ZAR0.012161Only quote—115 Oct 2026, 06:20 UTC
    UGX → KES0.032742#1 / 20.0 bps215 Oct 2026, 06:20 UTC
    XOF → GBP0.001291#1 / 20.0 bps215 Oct 2026, 06:20 UTC
    XOF → GHS0.019933Only quote—115 Oct 2026, 06:20 UTC
    XOF → NGN2.3255#2 / 2−390.6 bps215 Oct 2026, 06:20 UTC
    XOF → USD0.001709#1 / 20.0 bps215 Oct 2026, 06:20 UTC
    XOF → ZAR0.028282Only quote—115 Oct 2026, 06:20 UTC
    ZAR → NGN82.2297Only quote—115 Oct 2026, 06:20 UTC
    GHS → CAD0.121939Only quote—115 Oct 2026, 06:20 UTC
    GHS → DZD11.5406Only quote—115 Oct 2026, 06:20 UTC
    GHS → EGP4.5501Only quote—115 Oct 2026, 06:20 UTC
    GHS → MAD0.844070Only quote—115 Oct 2026, 06:20 UTC
    GHS → TND0.257619Only quote—115 Oct 2026, 06:20 UTC
    KES → DZD1.0376Only quote—115 Oct 2026, 06:20 UTC
    KES → EGP0.408863Only quote—115 Oct 2026, 06:20 UTC
    KES → MAD0.075874Only quote—115 Oct 2026, 06:20 UTC
    KES → RWF11.3739Only quote—115 Oct 2026, 06:20 UTC
    KES → TND0.023158Only quote—115 Oct 2026, 06:20 UTC
    KES → TZS20.3547Only quote—115 Oct 2026, 06:20 UTC
    KES → XOF4.5101Only quote—115 Oct 2026, 06:20 UTC
    NGN → DZD0.098859Only quote—115 Oct 2026, 06:20 UTC
    NGN → MAD0.007235Only quote—115 Oct 2026, 06:20 UTC
    NGN → TND0.002207Only quote—115 Oct 2026, 06:20 UTC
    RWF → KES0.087920Only quote—115 Oct 2026, 06:20 UTC
    TZS → KES0.049129Only quote—115 Oct 2026, 06:20 UTC
    XOF → CAD0.002430Only quote—115 Oct 2026, 06:20 UTC
    XOF → DZD0.229903Only quote—115 Oct 2026, 06:20 UTC
    XOF → EGP0.090635Only quote—115 Oct 2026, 06:20 UTC
    XOF → KES0.221591Only quote—115 Oct 2026, 06:20 UTC
    XOF → MAD0.016826Only quote—115 Oct 2026, 06:20 UTC
    XOF → TND0.005130Only quote—115 Oct 2026, 06:20 UTC
    XOF → UGX6.7678Only quote—115 Oct 2026, 06:20 UTC

    Rates are timestamped, append-only observations of what each named provider quotes — not interpolated mids. Every provider type is ranked only among its own kind, never across types: "Best IMTO" is the best quote among IMTOs checked in the last 24 hours (weekends not counted for banks, which publish on weekdays only), and a type with a single current quote shows it as the only quote, not the best. Where one figure stands for a corridor it is the best IMTO quote, or the best of the first provider type that quotes it, named with its type. Official and parallel reference prints, and quotes not checked in that time, are shown on the corridor pages but never ranked.

    Get this by API

    curl "https://modan.io/api/v1/rates/provider?provider=wise" \
      -H "X-API-Key: YOUR_KEY"

    Every corridor and current rate Wise quotes. Free key on signup, 25 requests a day, for IMTO and fintech & PSP quotes (every provider type on Pro and Max). See the API documentation.

    Frequently asked questions

    Which corridors does Wise quote?
    USD→NGN, GBP→NGN, USD→GHS, GBP→GHS, GBP→KES, USD→KES, GBP→XOF, USD→XOF, CAD→NGN, CAD→GHS, CAD→KES, CAD→XOF and 56 more as of 15 Oct 2026, 06:20 UTC. Each links to a page with Wise's quote, its rank among the fintechs & PSPs on that corridor, and its history.
    Does Wise have the best fintech & PSP rate?
    As of 15 Oct 2026, 06:20 UTC, Wise quotes 68 corridors: it has the best fintech & PSP quote on 20 (USD→NGN, GBP→NGN, GBP→KES, USD→KES and 16 more) of them, and it is the only fintech & PSP on 39 more. Where other fintechs & PSPs quote above it, its quote sits between 53.0 and 679.3 bps below the best fintech & PSP rate. It is ranked only among fintechs & PSPs: Modan never ranks one provider type against another, and reference prints are never ranked.
    How often is Wise's rate updated?
    Modan does not publish a fixed schedule for Wise: some providers' rates are read automatically through the day, others are entered by hand, and banks publish on weekdays only. Every quote carries the time Modan last checked it, and the latest check of Wise on any corridor was 15 Oct 2026, 06:20 UTC. Every observation is timestamped and kept, so the history is append-only.
    How do I get Wise's rates by API?
    GET https://modan.io/api/v1/rates/provider?provider=wise returns every corridor and current rate Wise quotes; GET https://modan.io/api/v1/rates?from=GBP&to=NGN returns one corridor with every provider your key reads, Wise included, each ranked within its own type. A free key allows 25 requests a day and reads IMTO and fintech & PSP quotes; Pro and Max keys read every provider type. The MCP server at https://modan.io/api/mcp serves the same data to AI agents.

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