Pay Angel
    Provider · IMTO · Retail rates · 8 corridors

    Pay Angel exchange rates

    Pay Angel (IMTO; retail rates) quotes 8 corridors Modan tracks; as of 7 Sep 2026, 08:41 UTC it has the best executable quote on 0 of them. Open a corridor for the full provider table, the independent mid and Pay Angel's history there.

    Website: payangel.comTransfer time: In minutesBest executable quote on 0 of 8 corridors

    Pay Angel on every corridor

    CorridorRateRankvs bestObserved
    USDGHS11.3500#11 / 16−286.6 bps7 Sep 2026, 08:41 UTC
    GBPGHS15.3430#12 / 16−296.1 bps7 Sep 2026, 08:41 UTC
    USDNGN1,370.00#2 / 15−350.4 bps7 Sep 2026, 08:41 UTC
    GBPNGN1,845.00#5 / 14−189.1 bps7 Sep 2026, 08:41 UTC
    GBPKES174.00#5 / 13−68.3 bps7 Sep 2026, 08:41 UTC
    USDKES128.10#8 / 13−329.2 bps7 Sep 2026, 08:41 UTC
    GBPXOF750.00#9 / 12−206.7 bps7 Sep 2026, 08:41 UTC
    USDXOF550.00#10 / 12−442.6 bps7 Sep 2026, 08:41 UTC

    Rates are timestamped, append-only observations of what each named provider quotes — not interpolated mids. "Best" is the best executable quote; official and parallel reference prints are shown on the corridor pages but never ranked.

    Get this by API

    curl "https://modan.io/api/v1/rates/provider?provider=payangel" \
      -H "X-API-Key: YOUR_KEY"

    Every corridor and current rate Pay Angel quotes. Free key on signup, 50 requests a day. See the API documentation.

    Frequently asked questions

    Which corridors does Pay Angel quote?
    USD→GHS, GBP→GHS, USD→NGN, GBP→NGN, GBP→KES, USD→KES, GBP→XOF, USD→XOF as of 7 Sep 2026, 08:41 UTC. Each links to a page with Pay Angel's quote, its rank among every provider on that corridor, and its history.
    Does Pay Angel have the best exchange rate?
    As of 7 Sep 2026, 08:41 UTC, Pay Angel has the best executable quote on 0 of the 8 corridors it quotes. On the others its quote sits between 68.3 and 442.6 bps below the best executable rate. "Best" always means the best executable quote — reference prints are never ranked.
    How often is Pay Angel's rate updated?
    Modan re-checks each provider's published rate roughly every 15 minutes; every observation is timestamped and kept, so the history is append-only. The latest Pay Angel observation is from 7 Sep 2026, 08:41 UTC.
    How do I get Pay Angel's rates by API?
    GET https://modan.io/api/v1/rates/provider?provider=payangel returns every corridor and current rate Pay Angel quotes; GET https://modan.io/api/v1/rates?from=GBP&to=NGN returns one corridor with every provider, Pay Angel included. A free key allows 50 requests a day, and the MCP server at https://modan.io/api/mcp serves the same data to AI agents.

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